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*Early Payday is available for Bluewave members that set up direct deposit to receive their paycheck or other regular deposit into their Bluewave account. If the payer sends their direct deposit file to us early, telling us ahead of time that the direct deposit is coming, Bluewave may make those funds available to you when we receive that notice instead of waiting for the direct deposit funds to clear on the effective date of your deposit. Early posting of deposits is not guaranteed and is dependent on when notice is received from the payer’s financial institution. Restrictions and limitations may apply. See the Member Agreement for more account information.